Financing with Our Dealership

Timbrook KIA takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Timbrook KIA Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Buy Your Next Car Online

At our Kia dealership, we want to make the financing process as convenient as possible. And so we encourage our customers to customize their deal at home on their own time. At Timbrook Kia, we give you the option to buy your car online so that you can work around your busy schedule. Whether it's a new Kia or a pre-owned vehicle, you can't make a wrong move when you shop our inventory. We are proud to help our customers find the best deal possible, and we are dedicated to making the financing process simple and straightforward.

Stress-Free Car-Shopping

At Timbrook Kia, our financing professionals work hard to ensure that our customers in Somerset, PA, and beyond go home in a new car for a great deal. We can offer plenty of different Kia loan packages and Kia lease offers, and can make sure that you leave our dealership with a monthly payment that you're comfortable with. We understand that the financing process can be complicated, and when you choose to work with us at Timbrook Kia, you can feel confident that you're in good hands.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Pre-Owned or New Kia Car Financing in Cumberland

During any point in your shopping process, the discussion of Kia financing is an important one to have, which is why our team at Timbrook Kia is available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Frostburg MD, Somerset PA, Winchester VA, Altoona PA and Hagerstown MD drivers, but we make it easier for you.

Loan or Lease - Which is Right for You?

Whether you should finance or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours, so you're paying into equity and can make changes to your heart's content.

Ready to Learn More? Get Started with Us Today

Discovering your favorite new Kia model is only part of the process, and our team here at Timbrook Kia is ready to help you take the next step. We're proud to serve all of our Frostburg MD, Somerset PA, Winchester VA, Altoona PA and Hagerstown MD customers here in Cumberland, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new car or SUV for your budget.

Your privacy is important to us.

Timbrook KIA takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Timbrook Kia Finance Center in Cumberland, MD

Here at Timbrook Kia, we specialize in making auto financing simple and easy to understand for anyone interested in buying a car. Whether you're visiting our Kia dealership in Cumberland to start a new Kia Sportage lease or finance a used K5 sedan, you'll receive a comprehensive level of support from our team. We can help you estimate car payments, go over the benefits of buying vs. leasing a car and more!

While you're here, we'll let you know about any new Kia lease specials or used car offers you may be eligible for. We continuously update our vehicle incentives, so be sure to check back often to see what we have in store.

We can also let you know about additional ways to save on your next ride, like applying your trade-in value toward the down payment of your next car or returning your Kia lease and upgrading to something new. You can do it all with the help of the Timbrook Kia finance team!

Buy Online

Save hours, do it at your own pace, be in control, and buy a vehicle on your terms.

See My Options

Value Your Vehicle

Get the Kelley Blue Book value for your vehicle to trade or sell.

Value My Vehicle

Sell Your Car

We'll buy your car — any make or model — even if you don't buy one from us!

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  1. Timbrook KIA

    10210 Mount Savage Rd NW
    Cumberland, MD 21502-4927

    • Sales: 301-722-2511
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Get in Touch

  • Contact our Sales Department at: 301-722-2511
  • Service: 301-722-2511
  • Parts: 301-722-2511
  • Monday8:30AM - 6:00PM
  • Tuesday8:30AM - 6:00PM
  • Wednesday8:30AM - 6:00PM
  • Thursday8:30AM - 6:00PM
  • Friday8:30AM - 6:00PM
  • Saturday9:00AM - 2:00PM
  • SundayClosed